![]() More and better payment options than standard tertiary lenders, including terms up to 24 months, and approvals up to $5000.WeLoans is a company committed to connecting borrowers to hundreds of reputable online lenders to apply and get small-dollar payday loans quickly, easily, and securely, helping cope with life emergencies like paying medical bills, home, or car repairs, and so on.Ĭustomer Note: A payday loan is traditionally used to help people borrow a small sum of money until the next upcoming payday. American First Finance provides customers with a variety of application points, including T2A.American First Finance provides retailers with a “no credit needed” finance solution in all 50 states for all their retail needs – brick and mortar and eComm!.American First Finance offers tiered financing solutions for the credit challenged (no credit needed) consumer – with interest rates that vary from 59%-145%, often eliminating the need for high-cost secondary lenders!.Most of the “virtual LTO” providers have been committed to offering one product with the same terms for the past 15 years. We believe our merchant partners, if asked to reflect, can testify to having actively experienced these values throughout such relationships.ĪFF is not the biggest provider in the market, we are not the oldest player in the space, and by no means are we the smallest, but we firmly believe we are the most nimble, intuitive, and innovative provider in our industry which will serve our partners in better ways for years to come.Īmerican First Finance products and programs give customers more buying power. Our company is unique in that we have developed proprietary technology, bank and capital partnerships, infrastructure, and compliance standards which enable us to provide our partners access to more financial service options giving them versatility should the regulatory headwinds change for any single solution. Instead, we aim to integrate these core values into our behaviors so that they come alive in our interactions with others. These core values are not just catch phrases here at AFF. No drama – focus on solutions, not complaints.Dare to be different – be adaptable, creative, and courageous.Get stuff done – whatever it takes to do it right.Embrace change – change is core to survival.Servant hearts – customers and colleagues first.We strongly believe our values determine the experiences and outcomes for all stakeholders, most importantly the customers and partners we work with. The core values we set forth on day-one continue to guide our behaviors today, one interaction at a time. Today, our company is represented by 400+ associates located in Wichita, Kansas (10) Dallas, Texas (289) Baja, Mexico (140) and Hyderabad, India (30). Bank Line of Credit (open-end, fee-based) – launching 2020!ĪFF has transacted with well over 1 million consumers.Bank 2-Tier “true-secondary” point-of-sale (“POS”) Installment Loan (closed-end, interest-bearing).Bank Installment Loan – Consumer Funded (closed-end, interest-bearing).Bank Installment Loan – Merchant Funded (closed-end, interest-bearing).Lease-to-own (“LTO”) (uses a “turn” or multiple). ![]() Our products, launched in order listed, include: Today, the AFF product set consists of five different products with one additional product on the way in 2020. ![]() Ripe with opportunities to innovate and reduce friction.ĭoug launched AFF with a Retail Installment Sales Agreement (“RISA”) as the company’s first product.Saturated with “no credit needed” LTO look-alikes, and. ![]() (NYSE: CURO), Doug Rippel (AFF CEO) founded AFF in 2013 after seeing a retail consumer finance landscape that was: Using his deep knowledge of consumer lending and success growing CURO Financial Technologies Corp. HFA members can log in to see the benefit this partner offers.ĪFF innovates ways for people to move forward in life with easier access to what they need – exactly where, how, and when they need it. ![]()
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